Calculating the cost of using leasing scheme and its repayment (annuity scheme charges) Base terms Term Lease 30 months The cost of leasing object 50000 currency Lease rate 15 % annual Advance payment for the object 15 % Single commission fee 1.5 % Amortization (monthly) 3.33 % Final values, monetary items Monthly payout 1662.15 Total payout 58114.51 including % 9006.14 value object 48358.37 commission 750.00 The balance value of the object 1641.63 Scheme of the lease payments Month Cost object Redemption value of the object Remuneration lessor Commission Payment per month 1 50000.00 8630.90 531.25 750.00 9912.15 2 41369.10 1145.04 517.11 0.00 1662.15 3 40224.06 1159.35 502.80 0.00 1662.15 4 39064.71 1173.84 488.31 0.00 1662.15 5 37890.87 1188.51 473.64 0.00 1662.15 6 36702.36 1203.37 458.78 0.00 1662.15 7 35498.99 1218.41 443.74 0.00 1662.15 8 34280.57 1233.64 428.51 0.00 1662.15 9 33046.93 1249.06 413.09 0.00 1662.15 10 31797.87 1264.68 397.47 0.00 1662.15 11 30533.19 1280.49 381.66 0.00 1662.15 12 29252.71 1296.49 365.66 0.00 1662.15 13 27956.22 1312.70 349.45 0.00 1662.15 14 26643.52 1329.11 333.04 0.00 1662.15 15 25314.41 1345.72 316.43 0.00 1662.15 16 23968.69 1362.54 299.61 0.00 1662.15 17 22606.15 1379.57 282.58 0.00 1662.15 18 21226.58 1396.82 265.33 0.00 1662.15 19 19829.76 1414.28 247.87 0.00 1662.15 20 18415.48 1431.96 230.19 0.00 1662.15 21 16983.52 1449.86 212.29 0.00 1662.15 22 15533.67 1467.98 194.17 0.00 1662.15 23 14065.69 1486.33 175.82 0.00 1662.15 24 12579.36 1504.91 157.24 0.00 1662.15 25 11074.45 1523.72 138.43 0.00 1662.15 26 9550.73 1542.77 119.38 0.00 1662.15 27 8007.97 1562.05 100.10 0.00 1662.15 28 6445.91 1581.58 80.57 0.00 1662.15 29 4864.34 1601.35 60.80 0.00 1662.15 30 3262.99 1621.36 40.79 0.00 1662.15 Total 48358.37 9006.14 750.00 58114.51 Rest 1641.63