Calculating the cost of using leasing scheme and its repayment  
(annuity scheme charges)  
                 
Base terms
Term Lease     30 months        
The cost of leasing object     50000 currency        
Lease rate     15 % annual        
Advance payment for the object     15 %        
Single commission fee     1.5 %        
Amortization (monthly)     3.33 %        
                 
Final values, monetary items
Monthly payout     1662.15          
Total payout     58114.51          
including %     9006.14          
  value object     48358.37          
  commission     750.00          
  The balance value of the object     1641.63          
                 
Scheme of the lease payments
Month Cost object Redemption value of the object Remuneration lessor Commission Payment per month      
1 50000.00 8630.90 531.25 750.00 9912.15      
2 41369.10 1145.04 517.11 0.00 1662.15      
3 40224.06 1159.35 502.80 0.00 1662.15      
4 39064.71 1173.84 488.31 0.00 1662.15      
5 37890.87 1188.51 473.64 0.00 1662.15      
6 36702.36 1203.37 458.78 0.00 1662.15      
7 35498.99 1218.41 443.74 0.00 1662.15      
8 34280.57 1233.64 428.51 0.00 1662.15      
9 33046.93 1249.06 413.09 0.00 1662.15      
10 31797.87 1264.68 397.47 0.00 1662.15      
11 30533.19 1280.49 381.66 0.00 1662.15      
12 29252.71 1296.49 365.66 0.00 1662.15      
13 27956.22 1312.70 349.45 0.00 1662.15      
14 26643.52 1329.11 333.04 0.00 1662.15      
15 25314.41 1345.72 316.43 0.00 1662.15      
16 23968.69 1362.54 299.61 0.00 1662.15      
17 22606.15 1379.57 282.58 0.00 1662.15      
18 21226.58 1396.82 265.33 0.00 1662.15      
19 19829.76 1414.28 247.87 0.00 1662.15      
20 18415.48 1431.96 230.19 0.00 1662.15      
21 16983.52 1449.86 212.29 0.00 1662.15      
22 15533.67 1467.98 194.17 0.00 1662.15      
23 14065.69 1486.33 175.82 0.00 1662.15      
24 12579.36 1504.91 157.24 0.00 1662.15      
25 11074.45 1523.72 138.43 0.00 1662.15      
26 9550.73 1542.77 119.38 0.00 1662.15      
27 8007.97 1562.05 100.10 0.00 1662.15      
28 6445.91 1581.58 80.57 0.00 1662.15      
29 4864.34 1601.35 60.80 0.00 1662.15      
30 3262.99 1621.36 40.79 0.00 1662.15      
Total 48358.37 9006.14 750.00 58114.51      
Rest 1641.63