Calculating the cost of using leasing scheme and its repayment |
(annuity scheme charges) |
|
|
|
|
|
|
Base terms |
Term Lease |
|
|
30 |
months |
|
The cost of leasing object |
|
|
50000 |
currency |
|
Lease rate |
|
|
15 |
% annual |
|
Advance payment for the object |
|
|
15 |
% |
|
Single commission fee |
|
|
1.5 |
% |
|
Amortization (monthly) |
|
|
3.33 |
% |
|
|
|
|
|
|
|
Final values, monetary items |
Monthly payout |
|
|
1662.15 |
|
|
Total payout |
|
|
58114.51 |
|
|
including % |
|
|
9006.14 |
|
|
value object |
|
|
48358.37 |
|
|
commission |
|
|
750.00 |
|
|
The balance value of the object |
|
|
1641.63 |
|
|
|
|
|
|
|
|
Scheme of the lease payments |
Month |
Cost object |
Redemption value of the object |
Remuneration lessor |
Commission |
Payment per month |
1 |
50000.00 |
8630.90 |
531.25 |
750.00 |
9912.15 |
2 |
41369.10 |
1145.04 |
517.11 |
0.00 |
1662.15 |
3 |
40224.06 |
1159.35 |
502.80 |
0.00 |
1662.15 |
4 |
39064.71 |
1173.84 |
488.31 |
0.00 |
1662.15 |
5 |
37890.87 |
1188.51 |
473.64 |
0.00 |
1662.15 |
6 |
36702.36 |
1203.37 |
458.78 |
0.00 |
1662.15 |
7 |
35498.99 |
1218.41 |
443.74 |
0.00 |
1662.15 |
8 |
34280.57 |
1233.64 |
428.51 |
0.00 |
1662.15 |
9 |
33046.93 |
1249.06 |
413.09 |
0.00 |
1662.15 |
10 |
31797.87 |
1264.68 |
397.47 |
0.00 |
1662.15 |
11 |
30533.19 |
1280.49 |
381.66 |
0.00 |
1662.15 |
12 |
29252.71 |
1296.49 |
365.66 |
0.00 |
1662.15 |
13 |
27956.22 |
1312.70 |
349.45 |
0.00 |
1662.15 |
14 |
26643.52 |
1329.11 |
333.04 |
0.00 |
1662.15 |
15 |
25314.41 |
1345.72 |
316.43 |
0.00 |
1662.15 |
16 |
23968.69 |
1362.54 |
299.61 |
0.00 |
1662.15 |
17 |
22606.15 |
1379.57 |
282.58 |
0.00 |
1662.15 |
18 |
21226.58 |
1396.82 |
265.33 |
0.00 |
1662.15 |
19 |
19829.76 |
1414.28 |
247.87 |
0.00 |
1662.15 |
20 |
18415.48 |
1431.96 |
230.19 |
0.00 |
1662.15 |
21 |
16983.52 |
1449.86 |
212.29 |
0.00 |
1662.15 |
22 |
15533.67 |
1467.98 |
194.17 |
0.00 |
1662.15 |
23 |
14065.69 |
1486.33 |
175.82 |
0.00 |
1662.15 |
24 |
12579.36 |
1504.91 |
157.24 |
0.00 |
1662.15 |
25 |
11074.45 |
1523.72 |
138.43 |
0.00 |
1662.15 |
26 |
9550.73 |
1542.77 |
119.38 |
0.00 |
1662.15 |
27 |
8007.97 |
1562.05 |
100.10 |
0.00 |
1662.15 |
28 |
6445.91 |
1581.58 |
80.57 |
0.00 |
1662.15 |
29 |
4864.34 |
1601.35 |
60.80 |
0.00 |
1662.15 |
30 |
3262.99 |
1621.36 |
40.79 |
0.00 |
1662.15 |
Total |
|
48358.37 |
9006.14 |
750.00 |
58114.51 |
Rest |
|
1641.63 |
|
|
|