The calculation of return on deposits and interest payments scheme
(monthly capitalization of interest)
Base terms
| Deposit term | : 12 months |
|---|---|
| Deposit amount | : 20000 monetary items |
| Interest rate | : 9 % annual (payment at the end) |
Final values, monetary items
| Total payments | : 21800.00 |
|---|---|
| including % | : 1800.00 |
Schedule of payment of a deposit
| Month | The base amount of charges | Monthly interest on deposit | The total monthly amount, taking into account interest |
|---|---|---|---|
| 1 | 20000.00 | 150.00 | 20150.00 |
| 2 | 20000.00 | 150.00 | 20300.00 |
| 3 | 20000.00 | 150.00 | 20450.00 |
| 4 | 20000.00 | 150.00 | 20600.00 |
| 5 | 20000.00 | 150.00 | 20750.00 |
| 6 | 20000.00 | 150.00 | 20900.00 |
| 7 | 20000.00 | 150.00 | 21050.00 |
| 8 | 20000.00 | 150.00 | 21200.00 |
| 9 | 20000.00 | 150.00 | 21350.00 |
| 10 | 20000.00 | 150.00 | 21500.00 |
| 11 | 20000.00 | 150.00 | 21650.00 |
| 12 | 20000.00 | 150.00 | 21800.00 |
| Total | 1800.00 | 21800.00 |