Calculating the cost of using leasing scheme and its repayment
(annuity scheme charges)
Base terms
Term Lease | : 30 months |
---|---|
The cost of leasing object | : 50000 currency |
Lease rate | : 15 % annual (annuity scheme charges) |
Advance payment for the object | : 15 % |
Single commission fee | : 1.5 % |
Amortization (monthly) | : 3.33 % |
Final values, monetary items
Monthly payout | : 1662.15 |
---|---|
Total payout | : 58114.51 |
including % | : 9006.14 |
value object | : 48358.37 |
commission | : 750.00 |
The balance value of the object | : 1641.63 |
Scheme of the lease payments
Month | Cost object | Redemption value of the object | Remuneration lessor | Commission | Payment per month |
---|---|---|---|---|---|
1 | 50000.00 | 8630.90 | 531.25 | 750.00 | 9912.15 |
2 | 41369.10 | 1145.04 | 517.11 | 0.00 | 1662.15 |
3 | 40224.06 | 1159.35 | 502.80 | 0.00 | 1662.15 |
4 | 39064.71 | 1173.84 | 488.31 | 0.00 | 1662.15 |
5 | 37890.87 | 1188.51 | 473.64 | 0.00 | 1662.15 |
6 | 36702.36 | 1203.37 | 458.78 | 0.00 | 1662.15 |
7 | 35498.99 | 1218.41 | 443.74 | 0.00 | 1662.15 |
8 | 34280.57 | 1233.64 | 428.51 | 0.00 | 1662.15 |
9 | 33046.93 | 1249.06 | 413.09 | 0.00 | 1662.15 |
10 | 31797.87 | 1264.68 | 397.47 | 0.00 | 1662.15 |
11 | 30533.19 | 1280.49 | 381.66 | 0.00 | 1662.15 |
12 | 29252.71 | 1296.49 | 365.66 | 0.00 | 1662.15 |
13 | 27956.22 | 1312.70 | 349.45 | 0.00 | 1662.15 |
14 | 26643.52 | 1329.11 | 333.04 | 0.00 | 1662.15 |
15 | 25314.41 | 1345.72 | 316.43 | 0.00 | 1662.15 |
16 | 23968.69 | 1362.54 | 299.61 | 0.00 | 1662.15 |
17 | 22606.15 | 1379.57 | 282.58 | 0.00 | 1662.15 |
18 | 21226.58 | 1396.82 | 265.33 | 0.00 | 1662.15 |
19 | 19829.76 | 1414.28 | 247.87 | 0.00 | 1662.15 |
20 | 18415.48 | 1431.96 | 230.19 | 0.00 | 1662.15 |
21 | 16983.52 | 1449.86 | 212.29 | 0.00 | 1662.15 |
22 | 15533.67 | 1467.98 | 194.17 | 0.00 | 1662.15 |
23 | 14065.69 | 1486.33 | 175.82 | 0.00 | 1662.15 |
24 | 12579.36 | 1504.91 | 157.24 | 0.00 | 1662.15 |
25 | 11074.45 | 1523.72 | 138.43 | 0.00 | 1662.15 |
26 | 9550.73 | 1542.77 | 119.38 | 0.00 | 1662.15 |
27 | 8007.97 | 1562.05 | 100.10 | 0.00 | 1662.15 |
28 | 6445.91 | 1581.58 | 80.57 | 0.00 | 1662.15 |
29 | 4864.34 | 1601.35 | 60.80 | 0.00 | 1662.15 |
30 | 3262.99 | 1621.36 | 40.79 | 0.00 | 1662.15 |
Total | 48358.37 | 9006.14 | 750.00 | 58114.51 | |
Rest | 1641.63 |